Why should you use an insurance broker?

What is an Insurance Broker?

An insurance broker will act on behalf of the clients and provide various forms of insurance and financial advice and information. They could act as an agent for a larger insurer, or they could act as an intermediary which can direct you towards a wide variety of insurance providers depending on your needs.

A broker is a very powerful tool for small-medium businesses in Brisbane and Australia because it provides you with an experienced and knowledgeable insurance professional that can have a comprehensive access to many different insurance policies – some of which may not be available to the average consumer.

We Work For You

As an insurance broker, Cover Plus works on behalf of the client, not the insurer. The Broker will look for the best options for a client and ensure that they are looking at options from a wide range of insurance companies, not just policies from a single provider. This allows a customer to get the best possible deal and make sure that they understand all aspects of their policy

If you have existing polices and are moving to a broker, a professional will be able to also undertake expert market research to improve the position of the insurance client.

If you are a small business owner just starting off, then it is easy to find yourself thinking ‘what could go wrong?’ and being overly optimistic.  Unfortunately, the old saying ‘if you fail to plan, you plan to fail’ is sadly true – we have seen far too many companies in Brisbane fail because they did not have any cover, or were not prepared for things to start to go wrong.

Getting the right level of cover

By approaching an insurance broker you can make sure that you have the right levels of cover, and actually save yourself a lot of time. If you have ever tried to research the best deal on cars, tv, or even try to purchase your home – you would know just how time consuming this research can be. Now consider having to not only look at a life insurance policy for you and your family – but to dive into the complex nature of business insurance! That means considering property and building insurance, stock and product loss, fire, theft, employees, accidents, and even new and complex areas like cyber security insurance.

This is where a broker can be incredibly important – making it their business to stay up to date on the latest trends, and highly experienced in this field, a Brisbane Insurance Broker, like Craig Shanley at CoverPlus, can use their experience to help you and your business.

One should come to a broker because they can give better information and a personalised service. Craig and CoverPlus prides itself on being a member of the Brisbane community and we are proud of our clients when they succeed, and proud to see how they are helping to improve Brisbane and their own clients. We favour strong relationships with our customers, and are always there to help you if you have any questions about your policy, claims, or potential new forms of insurance. If you have any Brisbane Insurance questions then you can contact Cover Plus today by calling Craig Shanley on  07 3368 2412